Give Your Banker What They Need To Say Yes To Grow Organic

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As crops are coming out of the field, you are busy harvesting or wrapping up things and putting equipment away for the season. As the weather is changing toward winter and in some areas, the season is already here. Let’s talk about what’s next.

Even though your crops may not be sold yet, it will soon be time to sit down and go over the finances, operating loan payments and putting together a proposal to the bank for what you are anticipating in 2020.

Being in the last quarter of the year, a friend pointed out to me that this isn’t just going to be a new year, but this is going to be the start of a new decade as we enter into 2020. Which of course, for a planner and those who are not planners out there, this is an excellent time to think about what we may want next for our operation.

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This is a great time to be inspired by others in our community. An example of what is possible is looking at what has been accomplished at White Oak Pastures. We spoke about this in The Organic Advocate Podcast as well as in a blog titled: Nature Is Built To Be Regenerative.


On Nature Is Built To Be Regenerative we also covered land management practices being used on Will Harris’s White Oak Pastures, how work that we do as farmers and ranchers affect what is in the grocery store and the quality of the food being produced, and how there may be a silver lining in Ag through the power of farmers making a change on their land.


Check out our podcast episode: Silver-lining in America Ag




Stalemate between buyers and farmers

With the prices this year starting out as what can be felt and described by some as a stalemate between buyers and farmers. A hesitancy in setting prices and getting crops sold and how the YieldOrganic Ag Marketplace is a tool that can help ease the negotiation.

Even with tools and role models available to help make the transition to organic, one of the biggest things that may stand in the way for farmers is the fact that most farmers work off from operating notes or loans. Depending on the bank or financial institution that may not be the easiest conversation. However, having a price premium by producing organic does. Having a map of what can be accomplished in three years and the trajectory from there may make the difference in the conversation.


Create Your Roadmap for 2020


Speaking with farmers finding the information to put an organic production budget together for the bank was a common challenge. As a response, the eBook “Give Your Bank what They Need To Say Yes To Grow Organic” was created to provide links to solid resources, a place to find the numbers and information that is needed.

As you are out in the field or if you have started putting the equipment away, more than likely, you are or will be thinking about what needs to get done already to prepare for 2020. Consider organic as an option. Be prepared for that conversation and set your course for the next decade.


5 Things You Need To Know To Create An Organic Organic Production Budget For Bank Approval 


Check out the short and compelling read, “Give Your Bank What They Need To Say Yes To Grow Organic” this eBook is free on the YieldOrganic website.


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